2026 is here and there’s no better time to hit reset on your finances.

This January, we’re turning smart money moves into something simple, empowering, and rewarding. Join the BFCU + MoneyEDU Debt Detox Challenge and gain practical tools to help you reduce debt, manage spending, and start the year with confidence.

💡 What You’ll Learn

• How to take control of your debt
• Smarter strategies for everyday spending
• Habits that support long-term financial success

🎁 Plus—You Could Win!
Complete the challenge and you’ll be entered to win one of four $50 Visa Gift Cards.

HERE’S HOW TO PARTICIPATE

1. Log in to your MoneyEDU account
   – Don’t have one? No problem! Create your free account using the link below.
2. Complete the Debt Management Essentials course
3. You’re automatically entered into the prize drawing—easy!

The best investment you can make this year is in your financial well-being.

Will you join the challenge and make 2026 the year you take back your financial power?

BFCU+MoneyEDU Debt Detox Challenge

Let’s do this together.

Your Baylands Staff & Management

See Offical Rules BFCU+MoneyEDU Detox Challenge