HUGE Benefits, yet still fits in your wallet
Looking for a quick and easy way to make purchases around town or on the other side of the world? We offer three distinct card options so you can choose the one that best matches your spending habits and rewards preferences. Baylands offers three types of VISA credit cards.
VISA Classic
A straightforward card for everyday purchases.
- Fixed rate as low as 14.9% APR* up to 16.9% APR
VISA Gold
A great option for saving money when doing a balance transfer.
- Low fixed rate of 8.9% APR*
VISA Platinum
Best for flexible reward options and a low fixed rate.
- Low fixed rate of 9.9% APR*
- Reward points do not expire; points are redeemable for merchandise, airline tickets, and more.
Other card benefits include:
No Annual Fee
Unlock all the advantages of a BFCU credit card and pay no annual fee.
No Balance-Transfer Fee
Dial down your high-interest debt without paying a fee
Top Tier Account Security
Payment Grace Period
25-day grace period (excludes cash advances) for purchases
Travel
Access to Travel Reservation Services and Emergency Assistance
Take the First Step Toward Smarter Spending
We’re here to help you find the credit card that fits your life and goals. Don’t wait—your perfect match is just a click away!
Turn Everyday Purchases into Exciting Rewards
With ScoreCard Rewards, earning Points is easy—just use your VISA Platinum Card for the things you already buy. Then redeem your Points for travel, merchandise, and more.
How It Works:
- Set up your profile to access your personalized rewards dashboard
- Check your Point balance, browse reward options, create wish lists, and manage your account
- Redeem Points online for a wide variety of travel and merchandise rewards
- Use your card regularly and watch your Points grow faster than you think!
CHECK POINTS BALANCE