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Share Certificates

Share Certificate

Ready to Boost Your Savings?

Invest in a brighter tomorrow—without the risk of the stock market. With a BFCU Share Certificate, growing your money is simple, secure, and rewarding. It’s the perfect way to take your savings to the next level and lock in a higher return.

Enjoy predictable, steady growth for your long-term goals:

  • Start with as little as $500
  • Choose a fixed term from 6 months to 5 years
  • Earn higher dividends than a regular savings account
  • Dividends compound and are credited monthly
  • Deposits are federally insured up to $250,000 by the NCUA

No guesswork. Just guaranteed growth. Open your Share Certificate today and start building toward a stronger financial future.


Business Share Certificate

BFCU’s Business Certificates are an ideal way for your small business to improve earnings without risking any of your company's cash assets.

  • Minimum issue of $1,000
  • Members may withdraw dividend earned and paid with no penalty
  • Early withdrawal penalty will apply to all other withdrawals (2% of amount withdrawn)

Business Certificate are a great option to make more out of your money, instead of keeping it in a standard savings. It can also help the business prepare for important events, plan for business interruptions, and growth.