Build Credit & Savings - One Payment At A Time
Whether you're working to improve your credit or just getting started, we’re here to guide you toward a stronger score and a brighter financial path.
How a BFCU Credit Builder Loan Helps You Succeed?
Unlike traditional loans, you won’t receive the funds upfront. Instead, you’ll make monthly payments toward the approved loan amount, which is held in a secure account. Once your loan is paid in full, you’ll have access to the funds to kick-start your emergency savings or put toward another important savings goal.
Save Money
We’ll place loan proceeds in an NCUA-insured Share Certificate until the loan amount is paid. This is a great way to help build an emergency fund, or save for another financial goal down the line.
Build Credit
BFCU reports on-time payments to the three major consumer credit bureaus, Equifax, Experian and TransUnion.
Simple Process
Enjoy a hassle-free experience with our easy online application and fast closing process.
Ready To Apply?