Baylands Family Credit Union

Suns Out, Funds Out - Personal Loan Special

Get ready to make the most of summer—with a little extra financial flexibility in your pocket.

Helping You Chase Summer Savings!

This Summer we're giving members a serious edge when refinancing auto loans held at other financial institutions — for a limited time only.

BFCU 80th Anniversary Celebration!

This year BFCU is celebrating 80 years of helping individuals and families grow stronger together along their financial journeys!

Now Hiring!

Become part of the BFCU work family and work alongside a great team committed to Helping Families Live Better Lives.

From Our Community

I would never think of taking my business anywhere else. The team they have at Baylands is better than any I've seen and is willing to help you with anything, big or small...

I would never think of taking my business anywhere else. The team they have at Baylands is better than any I've seen and is willing to help you with anything, big or small. I would give more than 5 stars if possible. Thank you

—Austin G

Our family is very pleased with the service we received at Baylands Family Credit Union. They are very helpful and attentive to our needs...

Our family is very pleased with the service we received at Baylands Family Credit Union. They are very helpful and attentive to our needs. They provided us with great service, we truly feel apart of the Baylands Family.

—Jackie L

Genuinely friendly and easy to deal with. I've been a member for years and have always had a positive experience.

—Keith H

Amazing place to trust your money and your time! I’ve been with them since I was able to open my first check card and they have been the most helpful and understanding people I have ever worked with...

Amazing place to trust your money and your time! I’ve been with them since I was able to open my first check card and they have been the most helpful and understanding people I have ever worked with. Desiree’ is amazing to talk to about loans and helps you understand the process and everything that goes into one so you are confident in what you are doing. They are by far the friendliest and most compassionate people I know and will continue recommend people to reach out and find out about their great perks such as with their grow green accounts, they pay higher interest to give you money back for more important things, their app which is easy to use and follow, but by far they are definitely Baylands FAMILY Credit Union, where families get more than just a credit union.

—Maddie S

I have always had good experiences here! Especially with Kimberly and Tina in the mortgage department!...

I have always had good experiences here! Especially with Kimberly and Tina in the mortgage department! They know their stuff, and always do their best to take care of people.

—Patrick A

See What Our Members Have To Say!

News & Events

80 Years Strong: Helping You Chase Summer Savings

80 years. One incredible offer. And a race car driver telling you not to blink.

To celebrate BFCU's 80th anniversary, we're giving members a serious edge when refinancing auto loans held at other financial institutions — for a limited time only. Race car driver Chase Burrow is revving up alongside us, and if there's one thing he knows, it's that you don't sit still when opportunity's in the lane next to you.

Bring your auto loan to Baylands and lock in:

2.80%* discount off your qualifying rate
$80 Visa Gift Card**
No payments for 80 days

That's real money back in your pocket right as summer kicks off. Lower monthly payments, more breathing room, and the satisfaction of knowing your money's working as hard as you do.

This one won't stick around — offers like this move fast.

Suns Out, Funds Out: Personal Loan Special

Get ready to make the most of summer—with a little extra financial flexibility in your pocket.

To celebrate our 80th Anniversary, Baylands Family Credit Union is excited to introduce our “Suns Out, Funds Out” Summer Personal Loan Special—featuring a low 8% rate for all qualifying members.

Whether you're planning a vacation, tackling a home project, covering unexpected expenses, or just want some breathing room, this limited-time offer is designed to help you move forward with confidence.

Why take advantage of this special?

A competitive 8% rate for qualified borrowers
Flexible use—spend it where you need it most
Simple application process with quick decisions
Local service from a team that’s been here for you for 80 years

BFCU 80th Anniversary

Baylands Family Credit Union is celebrating 80 years of helping individuals and families grow stronger together along their financial journeys!

BFCU, founded in 1946 to serve employees of the Chesapeake Corporation Mill, is proud to provide services to our growing community membership base and deliver financial solutions that help members live better financial lives. Whether that’s helping members tackle high-interest credit card debt, opening a child’s Youth Savings Account, financing a home, or planning for retirement, we are here to assist.

Now Hiring!

Our members deserve the best! That's why Baylands Family Credit Union seeks to hire talented team members who share a passion for excellence and a commitment to delivering exceptional service. We are looking to add some talent to our great team to aid our mission of “Helping Families Live Better Lives”.

🚨 Stay Alert: Protect Yourself From Credit Union Impersonation Scams!

Recently, a member received a call. The caller ID said "Baylands Family Credit Union." The voice was professional, courteous, and convincing. They said there was suspicious activity on the account and needed to verify the member's identity "for security purposes."

It all seemed so real.

But it wasn't us. It was a scammer. And the member could have lost everything.

Traveling? Added Card Protection

As an added protection against fraud, be sure to contact the Credit Union when you are traveling out-of-state and planning to use your Baylands VISA Credit or Debit Card.