Baylands Family Credit Union

Tune In to What Matters Most: YOU!

We're turning up the gratitude for the Members who make Baylands what it is. Stop by your local BFCU branch October 13-16!

Harvest Your Home's Potential

Put Your Home's Equity to Work This Fall

Your home has been quietly building equity. This September, it can start working for you.

BFCU 80th Anniversary Celebration!

This year BFCU is celebrating 80 years of helping individuals and families grow stronger together along their financial journeys!

Now Hiring!

Become part of the BFCU work family and work alongside a great team committed to Helping Families Live Better Lives.

From Our Community

I would never think of taking my business anywhere else. The team they have at Baylands is better than any I've seen and is willing to help you with anything, big or small...

I would never think of taking my business anywhere else. The team they have at Baylands is better than any I've seen and is willing to help you with anything, big or small. I would give more than 5 stars if possible. Thank you

—Austin G

Our family is very pleased with the service we received at Baylands Family Credit Union. They are very helpful and attentive to our needs...

Our family is very pleased with the service we received at Baylands Family Credit Union. They are very helpful and attentive to our needs. They provided us with great service, we truly feel apart of the Baylands Family.

—Jackie L

Genuinely friendly and easy to deal with. I've been a member for years and have always had a positive experience.

—Keith H

Amazing place to trust your money and your time! I’ve been with them since I was able to open my first check card and they have been the most helpful and understanding people I have ever worked with...

Amazing place to trust your money and your time! I’ve been with them since I was able to open my first check card and they have been the most helpful and understanding people I have ever worked with. Desiree’ is amazing to talk to about loans and helps you understand the process and everything that goes into one so you are confident in what you are doing. They are by far the friendliest and most compassionate people I know and will continue recommend people to reach out and find out about their great perks such as with their grow green accounts, they pay higher interest to give you money back for more important things, their app which is easy to use and follow, but by far they are definitely Baylands FAMILY Credit Union, where families get more than just a credit union.

—Maddie S

I have always had good experiences here! Especially with Kimberly and Tina in the mortgage department!...

I have always had good experiences here! Especially with Kimberly and Tina in the mortgage department! They know their stuff, and always do their best to take care of people.

—Patrick A

See What Our Members Have To Say!

News & Events

Tune In to What Matters Most: YOU!

Member Appreciation Week | October 13-16
International Credit Union Day | October 15

In a world filled with financial noise, it helps to have a steady signal.

This International Credit Union Day, credit unions around the world are celebrating the theme "Cooperative Finance: A Steady Signal in a Noisy World." At Baylands Family Credit Union, being a Member means having a financial partner you can count on to help you tune out the noise, make smarter money moves, and keep moving toward your goals.

Holiday Closure - Columbus Day

In observance of Columbus Day, all Baylands branches will be closed on Monday – October 12, 2026.

We know access to your account is important. Here are some ways to manage your account during holiday closings.

24/7 access through Online and Mobile App Banking
24/7 access through Phone Teller
24/7 access through ATMs

Harvest Your Home's Potential

Put Your Home's Equity to Work This Fall

Your home has been quietly building equity. This September, it can start working for you.

As we celebrate 80 years of helping families live better lives, Baylands Family Credit Union is offering a limited-time Home Equity Line of Credit (HELOC) Special with an introductory Annual Percentage Rate (APR) of 5.80% for the first 12 months.* After the introductory period ends, your rate will convert to a variable APR as low as 6.75%, based on creditworthiness and other factors. Put your home's equity to work for what matters most — a kitchen remodel, debt consolidation, or the trip you've been dreaming of.

BFCU 80th Anniversary

Baylands Family Credit Union is celebrating 80 years of helping individuals and families grow stronger together along their financial journeys!

BFCU, founded in 1946 to serve employees of the Chesapeake Corporation Mill, is proud to provide services to our growing community membership base and deliver financial solutions that help members live better financial lives. Whether that’s helping members tackle high-interest credit card debt, opening a child’s Youth Savings Account, financing a home, or planning for retirement, we are here to assist.

Now Hiring!

Our members deserve the best! That's why Baylands Family Credit Union seeks to hire talented team members who share a passion for excellence and a commitment to delivering exceptional service. We are looking to add some talent to our great team to aid our mission of “Helping Families Live Better Lives”.

🚨 Stay Alert: Protect Yourself From Credit Union Impersonation Scams!

Recently, a member received a call. The caller ID said "Baylands Family Credit Union." The voice was professional, courteous, and convincing. They said there was suspicious activity on the account and needed to verify the member's identity "for security purposes."

It all seemed so real.

But it wasn't us. It was a scammer. And the member could have lost everything.

Traveling? Added Card Protection

As an added protection against fraud, be sure to contact the Credit Union when you are traveling out-of-state and planning to use your Baylands VISA Credit or Debit Card.