Low Rates and Fast Approval when your finances need a boost.

We all have times when we could use a little extra money. From braces and home repairs to unexpected medical needs, sometimes your finances need a little extra help. A Baylands personal loan can step in and provide a boost to finances. Whatever your reason, our Personal / Signature Loans are both cost-effective and flexible ways to borrow funds and avoid using your home or car as collateral.

BFCU personal loans can be used for a variety of needs:

• Car Repairs
• Vacations
• Home improvements
• Education Costs
• Taxes
• Debt consolidation
• Major Life Events
• Medical bills
• And more!

Backed by Your Savings, Built for Your Goals!

Here's a borrowing secret: you can get a loan using your own money as collateral! BFCU's share-secured loans work with your existing savings or certificates, giving you access to cash at our lowest possible rates, without touching your car or home. If you need a loan but don’t have enough credit history, a Share Secured Loan is a great option. 

Your secured funds keep earning interest throughout the loan, so you're literally investing in yourself while you borrow.

How It Works

• Lower Interest Rates – Since funds in a Share Certificate or your savings account secure the loan, you enjoy better rates than with unsecured loans.
• Credit Building – A great option for establishing credit.
• Easy Qualification – Available even if you have little or no credit history.
• Savings Stay Intact – Your savings continue to earn dividends while backing your loan.

Your financial future starts here with a loan that makes borrowing simple and stress-free.

Pretty genius, right? Give us a call 888-843-2520 to talk with a Baylands team member or swing by your local branch to learn more.

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