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Home - Baylands Family Credit Union

Auto & Toy Loans

Auto Loans (New & Used)

Looking for a new ride, a reliable used car, or better gas mileage? Whatever you're after, we’ve got the perfect auto loan to get you there.

  • We offer low rates for new, used, and refinanced cars
  • Apply for pre-approval for negotiating power and so you know what you'll qualify for.
  • Financing up to 100% of your purchase
  • Low-cost Guaranteed Asset Protection (GAP) coverage, Mechanical Repair Coverage (MRC and Debt Protection for peace of mind
  • Enjoy an exclusive  0.25% APR* in-branch *BFCU Family bundle service discount
  • Shop online or research a vehicle with Baylands AutoSmart

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CAR BUYING TIPS

AutoSMART - Smarter Car Shopping

Baylands AutoSMART – an exclusive online car shopping tool designed to help Baylands’ members save and improve the car shopping experience. Baylands AutoSMART is made possible through a partnership with Credit Union Direct Lending® (CUDL) who manages a nationwide dealer network and is now available to Baylands Family Credit Union members.

Baylands AutoSMART will allow members to:

  • Research and compare new and used vehicles to find one that meets all your requirements.
  • Search inventory at participating local and nationwide dealerships to find the exact make, model, and options you want.
  • Build a new vehicle to your precise specifications.

Find your dream car, and secure it with credit union financing, or get pre-approved to start shopping today.

Credit Union Financing at the Dealer

Found the perfect car or toy and want to drive it off the lot today? As a Baylands Family Credit Union member, you can get your credit union vehicle financing approved and funded, right at any of our member-friendly dealer network partners.

How our dealer network financing works

  • Visit any participating dealer network partner and identify yourself as a Baylands Family Credit Union member.
  • Request that you'd like to finance with Baylands Family Credit Union.
  • Dealer Network financing is available anytime during the dealership's business hours.

We're here to help! If you have any questions about our car loans, rates, or the application process, contact Member Services at (804) 843-2520 or (888) 843-2520.