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Toy Loans

Boats, RVs, ATVs, Snowmobiles & More

Picture yourself behind the wheel of your dream RV, windows down, favorite playlist pumping, as endless horizons stretch before you. Feel the wind rush past as you lean into mountain curves on your motorcycle, every twist in the road a new discovery. Imagine the thrill of your ATV kicking up dust on backcountry trails where few have ventured, or the peaceful morning when you're sipping coffee on your boat deck, watching the sunrise paint the water gold.

Your adventure is calling – and it's closer than you think.

At Baylands Family Credit Union, we know that life's best moments happen when you break free from routine. That perfect motorhome road trip to national parks you've been planning for years? The fishing boat that'll finally get you to those secret spots? The off-road vehicle that opens up a world of untamed wilderness?

These aren't just purchases – they're gateways to the experiences that make life extraordinary.

Why wait another season to start living your outdoor dreams? Your next great adventure is just one application away. Let Baylands Family Credit Union help you trade "someday" for "let's go" – because the best time to start making memories was yesterday, and the second best time is right now.

  • We finance motorcycles, RVs, ATVs, motor homes, boats, jet skis, golf carts, snowmobiles, lawn mowers, tractors & more!
  • Flexible refinancing options to put cash back in your pocket.
  • Apply to be pre-approved online or at your local branch
  • Save money with no early pay-off penalty.

Apply Online


Credit Union Financing at the Dealer

Found the perfect car or toy and want to drive it off the lot today? As a Baylands Family Credit Union member, you can get your credit union vehicle financing approved and funded, right at any of our member-friendly dealer network partners.

How our dealer network financing works

  • Visit any participating dealer network partner and identify yourself as a Baylands Family Credit Union member.
  • Request that you'd like to finance with Baylands Family Credit Union.
  • Dealer Network financing is available anytime during the dealership's business hours.

We're here to help! If you have any questions about our car loans, rates, or the application process, contact Member Services at (804)-843-2520 or (888)-843-2520.