April is National Credit Union Youth Month, a time dedicated to helping kids and teens build strong financial habits early.

This year, Baylands Family Credit Union is excited to introduce two brand-new youth programs designed to make learning about money simple, fun, and rewarding.

We’re also celebrating our 80-year anniversary with special, limited-time offers to help young members get even more out of their Youth Savings or Next Gen Checking accounts.

Meet Our New Youth Programs

We believe smart money habits start early. That’s why we’ve created two programs designed to grow with your child, from their first savings goal to their first paycheck.

Both programs are free to join and built to help young members gain confidence with money at every stage.

	Bailey’s Barnyard Savings Club (Ages 12 & Under) A fun, hands-on way for kids to learn the basics of saving while earning rewards along the way. 👉 Learn More
	Start Smart Society (Ages 13–17) Designed for teens ready to take the next step, this program focuses on real-world money skills like spending, saving, and managing their first account. 👉 Learn More

80 Years Strong Youth Account Specials

We’re celebrating the next generation all month long with exciting opportunities for kids and teens!

For Kids (12 &  Under)

• 🎨 Coloring Contest
  Young artists can enter for a chance to win¹ a cash prize.
  👉 Download 2026 BFCU Coloring Contest 
• 🐻 Savings Reward
  Make a deposit of $10 or more into a new or existing Youth Savings Account and receive a Bailey Bear plush toy plus your first Bailey’s Savings Club stamp.

For Teens (13–17)

• 🎧 Next Gen Checking Giveaway
  Open a Next Gen Checking Account in April and get automatically entered to win² a pair of Apple AirPods.
• 💳 Spend Smart Challenge
  Start Smart Society members can participate in the BFCU + MoneyEDU Teen Spend Smart Challenge for a chance to win³ one of four $80 Visa gift cards. 👉 Download Teen Spend Smart Challenge Flyer

Start Their Financial Journey Today

It’s never too early to build smart money habits. Join the fun this April and help set your child up for a lifetime of financial success.

Visit your local branch or explore the programs online to get started.

 

 

 

 

 

¹Coloring Contest Terms & Conditions: Eligibility: Open to everyone aged 0-12 who submit a coloring contest entry by April 30, 2026. Selection & Prizes: Entries will be judged based on creativity and effort. Entries will be posted in the lobby and winners selected and notified May 1st. First place: $50, Second place: $20, Third place: $10. Cash prizes are non-transferable. Prizes to be deposited as dividends. Membership required to enter.

²Next Gen Checking Giveaway Terms & Conditions: No purchase necessary. Membership eligibility required. Giveaway is open to individuals who open a Next Gen Checking Account between April 1, 2026, and April 30, 2026. One entry per account. The winner will be selected at random and notified via the contact information provided at account opening. Odds of winning depend on the number of eligible entries received. Apple Inc. is not a sponsor or affiliated with this giveaway. Teens must be 13-17 years old.

³See BFCU+MoneyEDU Teen Spend Smart Official Rules for details.