Exciting News 
Our New Website is Coming Soon
We’re thrilled to share that our website is being completely revamped with you in mind! Our updated site is designed to make your online experience smoother, faster, and more convenient than ever before.
Here’s what’s COMING:
Fresh, Modern Design
A clean look that’s easy on the eyes and simple to navigate.
Improved Navigation
Quickly find the tools and information you need, from online banking to loan applications.
New Pages & Resources
Access helpful financial education content, updated service information, and resources to guide you through every stage of your financial journey. Whether you’re checking your balance, exploring loan options, or looking for answers, our redesigned website is built to save you time and put everything at your fingertips.
We invite you to explore the new site once complete and see how we’ve made managing your finances online easier than ever.
Fresh Updates
Updates to the Names of Our Checking & Savings Accounts
We’re always looking for ways to make your credit union experience better and more aligned with today’s financial needs. Although some of the names of our Checking and Savings accounts are changing, the dependable service and support you’ve always counted on will never change.
You might notice your account has a slightly different name on your next statement, but that's just our makeover at work. Your balance, features, and the personal service you count on? All still there, just with a name that better aligns with current and future member needs.
Here's what's exciting:
Our refreshed account lineup is designed to grow with you through every stage of your financial journey at Baylands. By making these changes, we aim to welcome more members into the Baylands Family, allowing them to experience the unique benefits of being part of a credit union. We also want to provide our current members with simple and flexible options that adapt to their changing financial needs.
Have questions about the changes?
Our team is ready to help! Call 804-843-2520 or visit your neighborhood branch.
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Smart Money Moves for the Season
As the leaves turn and the air gets cooler, it’s a perfect time to refresh more than just your wardrobe—your finances could use a seasonal check-in too.
With the holidays quickly approaching and weather-related expenses on the rise, a few proactive steps now can help you stay financially confident all season long.
7 Smart Money Moves for Fall:
- Refresh Your Budget
Plan ahead for heating costs, holiday shopping, and other seasonal expenses.
- Start Holiday Savings EarlySet aside funds now to ease last-minute spending stress.
- Prep Your Home
Weatherproof to avoid unexpected (and expensive) repairs later.
- Review Insurance Coverage
Make sure your policies still fit your needs.
- Boost Retirement Contributions
Maximize savings while also reaping tax benefits.
- Strengthen Your Emergency Fund
Ensure you’re prepared for unexpected fall or winter costs.
- Revisit Employee Benefits
Use open enrollment to make the best choices for your future.
By taking small but meaningful steps this Fall, you’ll be setting yourself up for a smoother holiday season and a stronger financial future.
Keep an eye out for more helpful tips in our upcoming newsletters and on our social media channels!
Congratulations Scholarship Winners
Rappahannock Community College Scholarship Winner
Tyler plans to use the funds to further his studies in finance and accounting
Pathways to Dreams Scholarship Winner
Hadash plans to use the scholarship to attend college next Fall to pursue a career in the medical field.
Bridge To The Dream Scholarship Winner
Campbell is planning to use the scholarship to pursue a career in nursing at the University of South Carolina this Fall
Achieve the Dream Scholarship Winner
Charlyssa plans on using the scholarship to continue her education at Virginia Peninsula Community College to pursue her goal of becoming a Physician Assistant.
Prime Time to Shine and Save
With a Home Equity Line of Credit from BFCU
- Home Improvements
- Debt Consolidation
- Large Purchases
Apply today!
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The Festive Funds Holiday Loan Special
Don't let the holidays sneak up on you! Treat yourself to a stress-free hliday season and apply today!
Holiday Closings
COLUMBUS DAY
Monday - OCT 13, 2025
VETERANS DAY
Tuesday - NOV 11, 2025
THANKSGIVING
Thursday - Nov 27, 2025
CHRISTMAS
Thursday - Dec 25, 2025