Pocket Change

Simplify savings by using your Baylands debit card.

Enroll today and turn your debit card into a savings tool by rounding up normal daily debit card purchases to the next whole dollar and transferring that rounded up amount or “Pocket Change” to the savings account of your choice.


pocket change

For example, use your Baylands debit card to:

  Debit Card Purchase Amount Rounded Up Amount "Pocket Change” to be transferred to Savings
Coffee $3.50 $4.00 $0.50
Shopping $28.00 $29.00 $1.00
Total Amount Transferred to Savings: $1.50


To start enrollment of eligible* accounts:

Speak to a Member Services Representative in-person at a local branch or call (804) 843-2520


Complete the form below and submit for a Member Services Representative to contact you about enrollment.

Pocket Change Signup Form


*Only debit cards connected to consumer checking accounts are eligible to enroll in Pocket Change program. Specialized accounts such as but not limited to Business, Trusts, etc are not eligible to be enrolled in the Pocket Change Program.

An initial deposit of $5 to be held in your BFCU share account is required for membership. Upon enrollment, we will round up your Visa® debit card purchases to the nearest whole dollar and transfer the rounded up amount from your checking account to a BFCU savings account of your choice. Members signature on Pocket Change enrollment form is required to enroll or stop enrollment in the Pocket Change savings program. The Pocket Change enrollment form is available upon request at all branches and via fax or email. We may cancel or modify the Pocket Change service at any time without prior notice. Business and specialized accounts are not eligible for Pocket Change program.