News & Announcements

This summer (June 1st to August 31st), Baylands Family Credit Union is turning up the heat on savings—and cooling off your car loan rate! We're making it easier (and more rewarding) than ever to refinance your auto loan from another lender.
Here’s what you’ll get:
✅ 2.50% Rate Discount*
✅ $50 Visa Gift Card**
✅ No Payments for up to 60 Days
That’s more money in your pocket for beach days, road trips, and backyard BBQs.

Why Refinance with BFCU?
Big-Time Savings- Lower your monthly payment with our limited-time 2.50% rate discount—that’s serious summer cash back in your budget.
Effortless Refi-Our friendly team makes the switch smooth, fast, and stress-free. We’ll handle the details so you can keep enjoying the sunshine.
Quick & Easy Application-We make applying simple—and if approved, you’ll skip payments for up to 60 days.

Don’t Miss Out!
This offer won’t last forever—refinance now and make this summer your most affordable one yet.

If you’re ready to “Shift Into Savings,” call 804-843-2520 or apply online today!

*APR = Annual Percentage Rate. This offer is valid from June 1, 2025, to August 31, 2025, subject to credit restrictions & approval. Existing auto loans with BFCU cannot be refinanced under this promotion, and no other discounts apply. Offer available for 2020 to 2025 model vehicles. Offer only applies to your qualifying rate with BFCU. BFCU 2.50% discount offer is meant to save you money, but will not go below the floor rate of 4.50% APR.  Example: $10,000 auto loan for 60 months at 6.50% APR will result in a monthly payment of $195.70. A Prime Share account (membership) with a minimum deposit of $5 is required upon loan approval. Federally insured by NCUA. Interest accrues at the origination date and disbursement of loan. **$50 Visa Gift Card is available while supplies last.