The BFCU prime savings account opens the door to lifelong membership. Become a member with just a $5 deposit. Earn dividends and access your account anytime through our nationwide ATM network, Mobile App and Online Banking.

A great tool to accumulate funds for a safety net for emergencies, a special trip or the goal of your choice. This account earns interest like BFCU’s regular savings account, and you can deposit money as often as you’d like to help you reach your goal.

Earn higher dividends while keeping your funds flexible and accessible. The BFCU Money Market Share Savings account earns more interest based on tiered rates, so the more you deposit, the more you earn. A $2,000 minimum balance is required to earn the tiered share investment rates.

For funds you don’t need right away, BFCU’s Share Certificate Accounts are a great way to earn higher dividend rates on your additional savings with no hidden fees. Lock in a higher rate for a set time (1–5 years) and grow your savings faster. Open with just $500.

Share Certificate Rates

Help kids and teens develop strong money habits early. At BFCU, we are on a mission to empower our youth members to understand their finances and master saving smarter. With a low minimum to open and dividends that grow with them, it’s a smart first step toward financial confidence.

Perfect for a small business to build reserves while earning dividends. Ideal for saving toward growth, taxes, or unexpected expenses—plus 24/7 access through Online and Mobile Banking. We offer Business Accounts for Sole Proprietorship/DBA, Partnership, Corporation, and LLC businesses, as well as for Clubs and Associations. 

We also offer specialized savings for Trusts, UTMA (Uniform Transfers to Minor Act), Estate, and Legal Representatives.