Share Secured Loans

Put your savings to work for you

Share Secured loans allow you to borrow against the funds on deposit in your account, and are a great tool to establish or rebuild credit.  Funds in a Baylands Share Savings, Share Investment or Share Certificate account are held as collateral to guarantee the loan.

Share/Certificate Secured Loans

  • Low rates
  • Flexible terms
  • Shares are held in the member’s account equal to the balance of the loan

Other services available include Credit Life & Disability Insurance protection, automatic payment transfer from your account, and payroll deduction.

Please contact a Member Service Representative for further details.

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