Vehicle Loans

New and Used Vehicle Loans

Whether you're in the market for a new or used vehicle, or looking for something more fuel efficient, we have the right auto loan for you. We offer low rates, and financing up to 100% of your purchase.  We also offer Guaranteed Asset Protection Insurance (GAP), Mechanical Repair Coverage(MRC), Credit Life/Disability Insurance, automatic payment
transfer from your account and payroll deduction.

Call today for pre-approval information 804-843-2520 option 3 or toll free 888-843-2520 option 3. Current new and used vehicle rates available by clicking on our rates link below.

Apply for a Loan View Loan Rates Calculate Payment

There's no need to run back and forth from the showroom to the credit union. Get low Baylands Federal Credit
Union rates and have your next auto loan approved right at the dealership within minutes.

Here's how it works:

  1. Decide on a make and model of the vehicle you want
  2. Visit any participating dealership
  3. Ask for Baylands Federal Credit Union low-rate auto financing