Vehicle Loans

AutoSMART - Smarter Car Shopping

Check out Baylands AutoSMART – an exclusive new online car shopping tool designed to help Baylands’ members save and improve the car shopping experience. Baylands AutoSMART is made possible through a partnership with Credit Union Direct Lending® (CUDL) who manages a nationwide dealer network and is now available to Baylands Family Credit Union members.

Baylands AutoSMART will allow members to:

  • Research and compare new and used vehicles to find one that meets all your requirements.
  • Build a new vehicle to your precise specifications.
  • Search inventory at participating local and nationwide dealerships to find the exact make, model, and options you want.

Find your dream car, and secure it with credit union financing, or get pre-approved to start shopping today.

Baylands AutoSMART

picture of car buyerNew and Used Vehicle Loans

Whether you're in the market for a new or used vehicle, or looking for something more fuel efficient, we have the right auto loan for you. We offer low rates, and financing up to 100% of your purchase.  We also offer Guaranteed Asset Protection Insurance (GAP), Mechanical Repair Coverage(MRC), Credit Life/Disability Insurance, and a variety of easy to use payment options.

Call today for pre-approval information 804-843-2520 option 3 or toll free 888-843-2520 option 3. Current new and used vehicle rates available by clicking on our rates link below.

Apply for a Loan View Loan Rates Calculate Payment

And there’s no need to run back and forth from the showroom to the credit union. Get low Baylands Family Credit Union rates and have your next auto loan approved right at the dealership within minutes.

Here's how it works:

  1. Decide on a make and model of the vehicle you want
  2. Visit any participating dealership
  3. Ask for Baylands Family Credit Union low-rate auto financing