News & Announcements

NEW Real Estate Rewards Program for Baylands Members

Baylands Family Credit Union is making buying or selling a home even more rewarding for our members.  CU Home Advantage® is a new real estate benefits program now available to you as a Baylands member!

When you use CU Home Advantage®, you can receive 20% of the real estate professional's commission as a cash rebate within 30 days after mortgage closing.  While taking advantage of the program, a dedicated Member Advocate is available to ensure satisfaction throughout the homebuying process.  In addition, the program helps make your new home truly your own with exclusive discounts from retailers such as Lowes, Bed Bath & Beyond,, and more*!

Get pre-qualified^ today

Make your home purchase or sale easier, more affordable, and put extra money in your pocket.  It's a WIN-WIN!  Our Mortgage team is available to get you started... Call today at 804-843-2520 ext. 127 or email us at

(For security purposes, please do not include account numbers or other sensitive information when communicating via email).


* Participating retailers subject to change without notice.

The CU Home Advantage® program is made available to you through a relationship between Baylands Family Credit Union and CU Members Mortgage, a division of Colonial Savings, F.A. NMLS# 401285.  Program rebates are awarded by Altair Global Relocation to buyers and sellers who select and use a real estate agent in the CU Home Advantage® network.  Home buyers or sellers are not eligible for rebates if they use an agent outside this network.  Cash rebate amounts are dependent on the commissions paid to the agent.  Altair Global Relocation may have specific rules on how your cash rebates will be paid out.  CU Home Advantage® program is available in all 50 states, however, some state laws prohibit real estate rebates in whole or in part.  Please consult with your credit union to get details that may affect you.

^ Rates, Terms, and conditions are subject to change and may vary based on credit worthiness and qualifications.  All loans subject to approval.  Membership eligibility required.  A Prime Share Account (membership) with a minimum deposit is required upon loan approval.  For further details, please contact a Mortgage Specialist.  This credit union is insured by the National Credit Union Administration.  Equal Housing Lender.