News & Announcements

Earn More with Us !

Baylands Family CU is offering a 16-Month Share Certificate Special with a 2.27% APY* (Annual Percentage Yield).  Enjoy increased earnings by opening a certificate today!  Take advantage of this offer by visiting any one of our (4) convenient offices.

Highlights of the 16-Month Certificate Special include:

  • 16-month Share Certificate special with a 2.27% APY*
  • A qualified minimum balance of $500 is required to open.  A qualifying deposit is a deposit of $500 or more into a share certificate of funds that have not been on deposit at Baylands FCU in the past ninety (90) days.
 
*APY = Annual Percentage Yield. Dividends will compound and credit monthly. Qualified minimum balance $500.  A qualifying deposit is a deposit of $500 or more into a share certificate of funds that have not been on deposit at Baylands FCU in the past ninety (90) days.  This is a term deposit and you may receive a penalty for early withdrawal. Not eligible for the 0.05% Golden Benefits APR increase on certificates. Promotional rates do not apply to IRA Share Certificates. Fees may reduce earnings.  Membership eligibility required. $5 must be deposited into a Share Savings Account in order to open a Share Certificate Account. This rate is effective as of 9/03/19 and is subject to change. See Member Service Representative for additional disclosures. This credit union is federally insured by the National Credit Union Administration.
 

We're also excited to offer a 27-Month JUMBO Share Certificate Special with a whopping 2.73% APY**.

Highlights of the 27-Month JUMBO Share Certificate Special are:

•  27-month Share Certificate special with a 2.73% APY*
•  A minimum balance of $50,000.00 is required to open.

**APY = Annual Percentage Yield. Dividends will compound and credit monthly. Minimum balance $50,000. This is a term deposit and you may receive a penalty for early withdrawal. Not eligible for the 0.05% Golden Benefits APR increase on the 24 – 60 month certificates. Promotional rates do not apply to IRA Share Certificates. Fees may reduce earnings. Membership eligibility required. $5 must be deposited into a Share Savings Account in order to open a Share Certificate Account. This rate is effective as of 9/03/19 and is subject to change. See Member Service Representative for additional disclosures. This credit union is federally insured by the National Credit Union Administration.
 
Reward yourself ! 

For a list of all of our certificate rates. Click below.

Current Certificate Rates