Put your savings to work for you
Share Secured loans allow you to borrow against the funds on deposit in your account, and are a great tool to establish or rebuild credit. Funds in a Baylands Share Savings, Share Investment or Share Certificate account are held as collateral to guarantee the loan.
Share/Certificate Secured Loans
Shares are held in the member’s account equal to the balance of the loan
Other services available include Credit Life & Disability Insurance protection, automatic payment transfer from your account, and payroll deduction.
Please contact a Member Service Representative for further details.
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