Spring is Buzzing
Buzzzzz! Spring is finally here, and we’ve got a lot of things to “buzz” about! We look forward to the coming months with warmer weather, sunnier days and of course all the things that are blossoming up around here at Baylands Family Credit Union!
One new product that we are excited about is our new and improved Baylands mobile app! The new app redesigned to look and perform like Online Banking 2.0 brings new features, enhanced functionality and convenience to your mobile device. For additional information on what the new app offers see page 2.
Warmer weather also brings a great time to spruce up and add value to your home. Whether you want to make your happy place a little happier, or are considering putting in on the market, Baylands can help! Our knowledgeable and friendly Baylands Home Team is always standing by to help with any of your home loan needs. We’ve even compiled some helpful ideas (pg.3) to assist you in making your happy place shine this Spring!
Nicer weather also provides that extra motivation to ‘Seize the Day’ and seek adventure. Whether your interest is in RV’s, motorcycles cruising the highway, or boats and jet skis gliding atop the water, Baylands can help get your next fun family escapade underway. Contact one of our friendly Financial Services Specialist for more information on financing.
With so many interesting and fun things happening at the credit union, we encourage you to contact
us with any questions and of course all your financial needs-big or small. As always, thank you for being part of the Baylands Family!
Teresa Millis, President/CEO
Upcoming Holiday Closings
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Memorial DayMonday - May 30, 2022
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JuneteenthMonday - June 20, 2022
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Independence DayMonday - July 4, 2022
Upgrade Your Member Experience
Download Our New & Improved Mobile App
Designed to look and perform like Online Banking 2.0, download our NEW & Improved Mobile Banking app which provides full access to all your BFCU accounts from the convenience of your mobile device.
You can:
• View account balances as well as pending and past transactions
• Sign in using bio-metrics
• Easily make payments to loans and Visa credit cards
• Find nearby Credit Union locations
• Conveniently update your address information.
• Enable account notifications via email or text message
To get started, open the Android or Apple app store on your device and search for “Baylands Family CU”; Simply download and install the app, and sign in using your Baylands Online Banking username and password.
If you have never logged in or used Online Banking, use Enroll Now link to get started.
For additional assistance, contact a Member Service Representative for enrollment support.
Giving Back - Project Pawtastic
In February Baylands held Project Pawtastic, a charitable effort to assist our four-legged friends. Supplies generously donated by members and staff went to benefit local animal shelters in several of the counties Baylands serves. See photos on the back page!
Staff Spotlight - Janine Waxmunski
Janine Waxmunski, a 9-year Baylands employee, serves as a Financial Services Specialist. She enjoys helping and teaching members ways to build their credit scores, setting them on a path to achieve their financial goals. The happiness members express when Janine has found a money-saving solution gives her priceless intrinsic satisfaction and a sense of pride.
Outside the office, she enjoys spending time in the kitchen or tending her steadily growing vegetable garden. She takes great pride in making delicious meals from scratch. Her stuffed shells with homemade spaghetti sauce are a family favorite requested for all occasions.
Help Your Happy Place Shine
Spring has arrived and that often sparks homeowners desire to roll up their sleeves, invest sweat equity and take on some home improvement projects around the house. Here are a few ideas that might help when prepping your home for the home buying season or enhancing curb appeal.
Mailbox Upgrade
Consider giving your mailbox a new color, or planting some flowers around the base. Or perhaps you’d like a smart mailbox that’ll protect your deliveries. A new mailbox—or an old mailbox with a new look—can add some delightful character to your front yard. Whatever your reason, a new or refreshed mailbox can amp up your curb appeal, where first impressions really count!
Entryway Refresh
Changing your doorway and address number display can help give your home a new appeal. A picky HOA may restrict creativity, but for those with more wiggle room an upgrade to the door color and address numbers can give your entryway personality and curb appeal. And the best part is that there are so many different ways to do it: You could go full-out for spring and put your address on colorful planters, put lights behind the numbers for easy reading at night, or get artsy with colorful tile or painted bricks
Spring Cleaning
Make the most of what you have by giving light fixtures, doors and walkways a thorough cleaning. Sometimes a little soap and elbow grease are all you need. You'll be surprised at the overall improvement once the dirt and grime are washed away.
If this Spring is the time to spruce up your home or spring into a new place you can count on the Baylands Mortgage Team for advice and Assistance. Give us a call Today!
Home is Your Happy Place
Get help from local experts to find your dream home today!
Purchase • Refinance • Land Loans • Home Equity
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Experts committed to your success
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Competitive rates
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Free pre-qualification for purchases
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Competitive closing costs
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No prepayment penalties
Rates, terms, and conditions are subject to change and may vary based on credit worthiness and qualifications. All loans subject to approval. Membership eligibility required. A Prime Share Account (membership) with a minimum deposit is required upon loan approval. For further details, please contact a Mortgage Specialist. This credit union is insured by the National Credit Union Administration. Equal Housing Lender.
Escape the Norm with an Aventure Vehicle Loan Today!
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Low Payments for Your Summer Toys
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Local, Friendly Service
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Easy online application
ATV | BOATS| MOTORCYCLYES | RV
Rates, terms, and conditions are subject to change and may vary based on credit worthiness and qualifications. All loans subject to approval. Membership eligibility required. A Prime Share Account (membership) with a minimum deposit is required upon loan approval. For further details, please contact a Member Service Specialist. This credit union is federally insured by the National Credit Union Administration.