CURRENT
DEPOSIT RATES
Effective Tuesday, August 18, 2008
Effective Tuesday, August 18, 2008
Share
Certificate & IRA Dividend Rates
Term |
Rate |
APY |
6 months |
2.70
%
|
2.73
%
|
12 months |
2.89
% |
2.93
% |
18 months |
2.97
% |
3.01
% |
24 months* |
3.01
% |
3.05
% |
36 months* |
3.20
% |
3.25
% |
48 months* |
3.40
% |
3.45
% |
60 months* |
3.60
% |
3.66
% |
*Golden
Benefits Members receive an additional 0.05% on the
24-, 36-month
certificates and 0.10% on 48-, 60-month certificates. |
||
CURRENT
SHARE CERTIFICATE SPECIAL |
||
JUMBO 24 months
($75,000 minimum) |
3.79 %
|
3.86 % |
Pick Your Term Certificate 19, 23, 27 - months ($1,000 minimum) |
3.45% |
3.51% |
Share Account Rates
Rate
|
APY
|
|
S1,
S2 Prime/Secondary Share Savings
|
||
Less
than $500.00 |
0.40
%
|
0.40
%
|
$500.00
or greater |
.80
%
|
.80
%
|
S10-13
Share Draft Checking
|
||
Less
than $500.00 |
0.20
%
|
0.20
%
|
$500.00
or greater |
0.40
%
|
0.40
%
|
S36
Share Investment Savings ($2,000.00 min)
|
||
Less
than $10,000.00 |
1.50
%
|
1.51
%
|
$10,000.00
to $49,999.99 |
1.85 % |
1.86
%
|
$50,000.00 or greater |
2.10
% |
2.12
% |
S20-25
IRA Shares |
2.50
%
|
2.52
%
|
S30/61
Vacation/Christmas Club |
.80
%
|
.80 % |
S32/50
Insurance/Tax Account |
0.20
%
|
0.20
%
|
All
share account rates listed above are the expected rate to be
paid as of the date listed at the top of this document. Since
our dividend rates are not declared or paid until quarter end,
changes may be made at any time during the quarter. Because of
changing dividend rates, changing balances in your accounts,
and certain accounts with tiered rates, the actual APYE (Annual
Percentage Yield Earned) that will be printed on your statement
when dividends are paid may not match the above-listed Annual
Percentage Yield (APY). Federally Insured by the NCUA.
|
For further details on our rates please call us at 804-843-2520 |