BayLands offers a full range of products to help you purchase a new home to using the equity from your home. Whether this is your first home or you are consolidating some debt, we are here to help you get the best option for your situation.

Check the current rates here

Purchase and Refinancing Options

Financing the purchase of a home or refinancing your current mortgage are some of the most important financial decisions you will ever make. BayLands offers a range of mortgage options for you to choose from, so let us help you with an affordable mortgage loan that’s right for you.

Selecting the one right for you depends on your goals and individual situation. We will guide you through the process and assist in the loan that fits you perfectly. We’ll explain your various options, answer all your questions and help make the mortgage process as easy as possible for you.

Purchase and Refinancing Mortgage Products
Conventional
Adjustable Rate
Balloon Payment
Jumbo Mortgages
Construction/Permanent Mortgages
Land Purchases

Home Equity Lines of Credit

You have spent all these years building equity in your home, now you should take advantage it. With your Home Equity Line of Credit (HELOC), you can use your home to finance:
home improvements,
pay for your child's college education,
go on that dream vacation,
purchase a new car,
or anything else that you might not have the funds immediately available.

Call or come by today to learn how our easy access, low fee, great rate
home equity line of credit can help you meet your dreams today!