Purchasing your first home is one of the biggest decisions you will ever make. It is
important to make sure that you are well informed about the process, the house,
mortgage options, and so much more. Take advantage of this free online 1st Time Home
B uying Presentation to help you get a better understanding of what to expect.

BayLands highly recommends that you take some time to come in and speak with our
highly trained mortgage staff. This interaction will allow you to have dedicated one-on-one
time to discuss your specific circumstances. We also periodically host seminars on
home purchasing through out the county.

If you have any questions about purchasing your first home, financing your home, or just
what your next step is -- please call the credit union at (804) 843-2520 and ask to speak
with one of our Mortgage Loan Officers.

Online 1st Time Home Buying Presentation
	Documents to Help You Through the Process Overview of Mortgage Products Offered Home Comparison Guide Information on Mortgage Closing Costs Information on Repairing Your Credit

Other Information for 1st Time Home Buyers
Mortgage Application
Mortgage Rates