VISA® Credit Cards

Our VISA cards have competitive rates and best of all, they're fixed.
Consolidate your other credit cards into a BayLands VISA and start saving money today!
Choose which card best fits your needs ... Platinum, Gold, or Classic.

Choose the card for you ...
		Your points do not expire!

Click above to enter or here to learn more

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	Verified by VISA protects your BayLands FCU VISA Credit Card and VISA Debit Card with a personal password, giving you reassurance that only you can use your VISA card online.
Click the logo or this link to register your VISA cards
For full details about the Verified by VISA program, please visit VISA site dedicated to it at www.visa.com/verified

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Fixed annual percentage rate:	8.9-16.9% (depending on card and credit rating)
Annual Fee:	NO Annual Fees
Minimum finance charge:	None
Transaction fee for purchases:	None
Transaction fee for cash advances:	None
Grace period for repayment of balance for purchases:	Minimum of 25 days from statement date
Method of computing the balance for purchases:	Average daily balance including new purchases
Late Fee:	$20.00
Overlimit Fee:	$20.00

Not everyone will qualify for every card or the lowest rate mentioned.

Other information to help you with your loan making decision
View your current credit card information (www.ezcardinfo.com)
Current Rates & Fees
Calculators
24-Hour Lending Center
Report A Lost/Stolen BayLands FCU VISA Credit Card to 1-800-808-7230

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