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Overdraft Protection

Have you ever accidentally written one to many checks on your account or thought you had more than you really did in the account? Overdraft Protection is what you need then. BayLands FCU offers an Overdraft Protection Loan that is pulled from when you Overdraft Protection helps you when you forgetaccidentally forget the amount of money in your account.

The Overdraft Protection Loan automatically transfers from a pre-approved loan amount, whereas regular overdraft protection transfers from a savings account pre-approved by the member.

An Overdraft Protection Loan is a limit made available for use when you need funds immediately and you just don't have the funds. The money is loaned to you on an 'as needed' basis. You don't get the money unless you have an overdraft; therefore, you don't pay interest until you actually spend the money.

Contact a Member Service Representative today to apply

Other information to help you with your loan making decision
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