Writing a Check -- The Basics

The basics of every share draft (or check) are the same. They come in a
countless number of styles and colors but they all have the same basic layout
and 'how-tos'. Below is how to properly fill-out a share draft check.

1.	Write in the correct date and year. You can write the month in words, numbers, or abbreviations. Even if you put a later date on a check (post-date), it can be deposited for a payment right away.
2.	Write in the name of the person (or business) the check is being made to. Write plainly and accurately. Draw a line after the name to prevent someone else from adding other names.
3.	Carefully write the amount of the check in numbers. Make sure the figures are as close to the dollar sign possible -- this makes it hard to change the amount by inserting a number. For example: changing $25.00 to $125.00.
4.	Write the dollar amount in words starting at the extreme left. This makes it more difficult to alter the amount of the check. Draw a line through any remaining space after the amount.
5.	Fill in the 'Purpose' or 'For' line so you will have a record of why you wrote the check.
6.	Sign your name legibly in pen and always sign the same way. When you open your account, you will be asked to sign a signature card. Choose a form of your name to use only when you sign checks or other important papers. For example ... 'Joe Smith' may reserve Joseph L. Smith' for his check signature. Write your signature without leaving an impression of it on other checks in the book.

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Information on this page is contributed to by the Credit Union National Association (CUNA)