How do I make a deposit?

Making deposits is a critical part of maintaining your accounts, especially a share draft checking.
Utilizing the convenience of your VISA Debit Check Card or the paper checks is easy as
long as you have the funds to cover your purchases. Depositing cash or checks is simple ...
just follow these guidelines:

Depositing or Cashing a Check

You must first endorse a check before you can deposit it. To endorse the check, sign
your name as close to the top back left side as possible. Most checks have a pre-printed
endorsement line showing you where to sign on the back. You must sign your name exactly
as it appears on the front of the check. If your name is misspelled, first endorse it in the
same manner (the misspelled way) and then sign your name correctly underneath.

There are some special statements that you can place in the endorsement area to
limit what types of transactions can be conducted with your check when depositing it.
If you would like to deposit the entire amount into your account, write "For Deposit Only"
with your endorsement. This statement will restrict it to being deposited into your account and
cannot be 'cashed'. You may want to sign the check over to another person and this is
accomplished by writing "Pay to the Order of Susan Smith" and then signing your name.
Susan will need to sign her name under yours when she goes to deposit it into her account.

Making a deposit at BayLands

BayLands requires that all deposits have a deposit slip completed at the time of transaction.
This requirement is designed to protect your privacy, ensure transaction accuracy, and be a
reference for researching disputes. Your privacy is protected by the Member Services staff not
asking you to state your account or Social Security Number in the lobby of our branch for
others to hear. Transaction accuracy is improved because you have already indicated where
you would like the money to be deposited and how much you would like back. Having a written
and signed reference allows us to quickly research and find any mistakes that might have
been made during a transaction. You can complete the deposit slip located at the back
of your checkbook, utilize the deposit slips pads located in the lobby of the branch or
download a copy of the slip.

If you need assistance with completing the deposit slip, a Member Service Representative
will gladly assist you through the entire process.

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Information on this page is contributed to by the Credit Union National Association (CUNA)