At baylands federal credit union, you’re a member as well as an owner. Ownership means that your credit union’s earnings are returned to you in the form of higher dividends and lower loan rates.


Baylands operates under a community charter approved by the National Credit Union Administration. The charter allows baylands to serve persons living, working, worshiping, or attending school in the counties of Essex, Middlesex, Mathews, Gloucester, King & Queen, King William, New Kent and James City.


Membership can also be extended to immediate family members of current baylands FCU members. This immediate family structure includes your direct family.


 For more information please contact the credit union at (804) 843-2520 or (888) 843-2520.

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NCUA Insured

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government, National Credit Union Administration (NCUA), a US Government Agency.

Equal Housing Lender

Equal Housing Lender - we do business in accordance with the Federal Fair Housing Law and Equal Opportunity Act