Ease the expense of holiday spending with a Baylands Christmas Club account. Christmas Clubs traditionally begin and end in October. However, with as little as $25 you can begin a Christmas Club at any time of the year. On or about October 15th the accumulated funds in your Christmas Club will be transferred to your savings account.
Direct Deposit or Payroll Deduction makes saving even easier. Just have a few dollars deducted from your paycheck each pay day.






