Baylands has Business Accounts that are right for you. Whether your business is a sole proprietorship, partnership, LLC, corporation or non-profit organization, we have a savings, checking, certificates of deposit and money market accounts for you.



Prime Share (Savings)
for Business Owners requires a minimum deposit of $25.00 and has no minimum required balance.  


Share Draft (Checking)
for Business Owners has no minimum required balance. Unlimited check writing.  


Share Certificates
for Business Owners requires a minimum amount based on type of certificate purchased. 


Share Investment Account (Money Market)
for Business Owners requires a minimum balance of $2,000 to earn dividends which are paid quarterly based on balance in account.   Restrictions apply to the number of withdrawals per month which is limited to six non in-person transactions. Convenient checks available at minimal cost. 


Business VISA® Credit Cards
for Business owners are available from a minimum credit line of $2,500 up to a maximum of $25,000. No annual fee or cash advance fee associated with credit card.  Low Interest rate which is subject to credit restrictions and verification of information and documentation. 


Loans for Business
Owners are available up to $50,000 for business purposes. Credit restrictions and verification of information are required. Please contact us for additional information at 804-843-2520 or 888-843-2520 option 3. 

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NCUA Insured

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government, National Credit Union Administration (NCUA), a US Government Agency.

Equal Housing Lender

Equal Housing Lender - we do business in accordance with the Federal Fair Housing Law and Equal Opportunity Act