Are you experiencing any of the warning signs of financial distress?

  • Using savings to pay daily expenses
  • You've been denied credit
  • Monthly expenses exceed income
  • Paying only the minimum payment or less each month
  • Late with rent, mortgage or utility paymants


Baylands FCU has partnered with Clearpoint Financial Solutions, a non-profit credit counseling agency to provide our members with exclusive access to a certified credit counseling expert. With Clearpoint's help, we provide our members:

  • Help to analyze and understand their credit reports
  • Strategies to improve their credit scores over time
  • Personalized Debt Management Programs (DMPs)
  • Guidelines and advice for bankruptcy preparation
  • Financial education and awareness

 

If it is right for you, a Debt Management Program with ClearPoint Financial Solutions may significantly reduce your debt burden.

 

Call toll free 888-815-3053 or visit the website at www.clearpointfs.org

 

 

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NCUA Insured

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government, National Credit Union Administration (NCUA), a US Government Agency.

Equal Housing Lender

Equal Housing Lender - we do business in accordance with the Federal Fair Housing Law and Equal Opportunity Act