The easiest way to access your money!
The Baylands Visa® Debit Card is the easiest, quickest, and most convenient way to access you money. This one card eliminates the hassles of carrying a checkbook, writing a share draft check and waiting for approval at the checkout. Just present your debit card anywhere Visa® DEBIT is accepted and the transaction is processed in a matter of seconds. Not only can you make purchases with your debit card but it serves as your ATM card to use in ATMs to withdraw cash from your accounts.
The Visa® Debit Card is connected directly with your share draft account at the credit union. When you make a purchase with the debit card, the funds are immediately removed from your share draft (checking) account to pay for the purchase.
Call us at 804-843-2520 or 888-843-2520, option 3 to request a card or request one at any branch.
To find all ATM locations worldwide.
Important Notice about Fraud Alerts:
If you have a Visa® Debit card with the credit union we offer a service to protect you from Identity Theft. Our card processor, First Data, will try to contact you if they suspect that fraud is occurring on your account. They do this by continuously monitoring suspicious activity on your account. To avoid your card being blocked when you travel, please let us know beforehand so we can note your account. Also please be sure to keep the credit union up to date with your most current phone numbers so we are able to contact you as soon as we notice any suspicious activity. First Data will not ask for your PIN number or CW code; however, they may ask for other information to verify your identity. If you are unsure, you can call us at 804-843-2520 or 888-843-2520, option 2.
Verified by VISA® protects your Baylands Federal Credit Union Debit Card with a personal password, giving you reassurance that only you can use your VISA® card online. Click here to register your Debit card. For full details about the Verified by VISA® program, please visit the VISA® Website






