Looking for Great Rates?
Baylands' share certificates* (similar to Bank Cd's) allow you to have a short-term investment at a higher interest rate than your primary share account with just a minimum balance of $500. Dividends are compounded and credited monthly to the certificate or dividends can be transferred to your account or a check mailed to you.
Visit your nearby branch or call 804-843-2520 or 888-843-2520, option 2. A $500 minimum balance required. Also, give us a call and ask about our "Share Certificate Specials". You also may be interested in our Money Market (Share Investment) Account for more liquidity.
*If you withdraw funds from this account before the maturity date, the account will be subject to a penalty. The penalty imposed will equal the lesser of 90 days of dividends or all earned dividends on share certificates with a term of less than 12 months. The penalty imposed will equal the lesser of 180 days of dividends or all earned dividends on share certificates with a term of less than 12 months or greater, Download our full Truth in Savings disclosure.