We believe your family can find a means to achieve your goals, and we are here to cheer you on along the way. As a not-for-profit financial cooperative, your credit union believes in giving you the best options to enhance your family’s future.
Whether you are buying a minivan, purchasing your dream home, or consolidating debt, you can trust your friends at baylands to have your best interests at heart.
Check out our competitive rates!
3 easy ways to finance
1. Online - just fill out our handy online loan application
2. Contact us toll free at 888-843-2520 option 3
3. In person at one of our convenient branch locations.
auto loans
Whether you’re in the market for a new or used vehicle or you want to refinance a loan from another financial institution, we have the right auto loan for you. Low rates, flexible terms and automatic transfers make it easy to pay off your auto loan.
personal loans
Need to pay off bills, renovate your home, or have some extra expenses for the kids? We can help with a quick and easy personal loan. We offer low rates and flexible terms which will help you achieve your family’s financial goals
boat, motorcycle, RV and ATV loans
Ready to have some summer fun with your family? We offer loans for all your recreational toys. Low rates, flexible terms and automatic transfers make it easy to pay off your summer fun.
credit cards
We offer 3 types of credit cards with low rates, Travel and Emergency Assistance, and the care you expect from your credit union.
Our Visa Platinum gives you a low fixed rate with reward points that never expire, identity theft insurance, and travel reservation services. Our Visa Gold offers a low fixed rate and identity theft insurance, and our Visa Classic is the perfect card for those starting out or who need to build credit.
first mortgages
Financing the purchase of a home or refinancing your current mortgage are some of the most important financial decisions you will ever make. Baylands offers a range of mortgage options, so let us help you with an affordable mortgage loan that’s right for you. We offer a full range of mortgage products from conventional to adjustable rates, land mortgages and more.
home equity line of credit
Use the equity in your home to pay off expenses, pay for a dream vacation, or purchase a vehicle. This loan offers a low variable rate with low closing costs and flexible terms.
home equity loan
Prefer a fixed rate? A home equity loan may be a better option for your family. With low fixed rates and flexible terms, we have just the loan you need to help you achieve your family’s goals.






