For Adults 55 and older:

BayLands is pleased to have you as a member in this special time of your life. As a member of Golden Benefits, you are entitled to special services that are available to your age group only.

Special Advantages

• Free BayLands FCU Logo Checks/Drafts
  (one box per order, 2 orders per year)
• Higher dividend rates on share certificates with terms of 24 months or longer
• Free Photo Copies and Faxes (5 a month)
• Discount on rental of safe deposit boxes

Other Services Offered that work with the Golden Benefits Accounts

• Visa Debit Card
• Visa Credit Card
• Online Banking Services (including online Bill Payment, e-statements)
• PhoneTeller
• Overdraft Protection
• Member Privilege® (Overdraft Privileges)
• Convenient access through our ATM Network
• Convenient access through Credit Union/ Shared Branch Service Center Network.
• NCUA Insurance Estimator