Looking for a quick and easy way to make purchases around town or on the other side of the world. Baylands offers three different types of VISA credit cards described below:


VISA® Platinum
  • Low fixed rate of 9.9% APR*
  • No annual fee
  • No cash advance fee
  • 25 day payment grace period for purchases only
  • Reward points that do not expire, redeemable for merchandise, airline tickets, plus more. To view points or redeem click on ScoreCard Rewards link below.
  • 90 day product protection 
  • Identity Theft Insurance and Victim Assistance
  • Travel Reservation Services
  • Annual Statement

VISA® Gold

  • Low fixed rate of 8.9% APR
  • No annual fee
  • No cash advance fee
  • 25 day payment grace period for purchases only
  • 90 day product protection 
  • Identity Theft Insurance and Victim Assistance
  • Travel Reservation Services
  • Annual Statement


VISA® Classic 

  • Rate as low as 14.9% up to 16.9% APR
  • No annual fee
  • No cash advance fee
  • 25 day payment grace period for purchases only


All cards above offer Travel and Emergency Assistance and Warranty Management Services.   To view your current credit card information please click on the eZCardInfo link below.


*APR = Annual Percentage Rate.

         ScoreCard Rewards               Verified_by_VISA®             

     www.eZCardInfo.com                Application       Agreement

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NCUA Insured

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government, National Credit Union Administration (NCUA), a US Government Agency.

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Equal Housing Lender - we do business in accordance with the Federal Fair Housing Law and Equal Opportunity Act