It is time to let your home's value work for you.  With Baylands' Home Equity Line of Credit (HELOC) you can use your home's equity to finance home improvements, help pay college expenses, pay for a dream vacation, purchase a vehicle or whatever you choose. 

Our Home Equity Line of Credit (HELOC) has a maximum 15 year payback and offers the convenience of obtaining funds when you need them. The rates are subject to change the first day of January, April, July and October, (based on the Prime Rate as published in the Wall Street Journal on the first day of the month preceding the rate change date with a floor rate of 4.5%).  

Call one of our knowledgeable Mortgage Loan Officers at 804-843-2520 or toll free 888-843-2520, choose option 3 for details. To apply online, simply click on the Loan Center button at the top of the page or click on the application button below. 

Remember we are here to help you achieve your financial goals.